Holistic Financial Planning Process with John Schaefer: From Vision to Implementation

Working with an experienced financial advisor, like myself, is the first step to creating a holistic financial plan.

First →

I begin by meeting with you in-person, by phone or over zoom and listen. Listening helps me understand your vision for your future.

Next →

I begin analyzing assets, income, and expenditures to help identify your needs today while beginning to help you strategically plan your vision for the future.

Begin With Your Financial Plan

Step 1: Work the Plan

Initial Assessment to review risk, current financial situation, and spending
Cash Flow Planning that forecasts models that align with financial objectives
Social Security Analysis to better understand your claiming options
Risk Management Strategy to identify, evaluate, and address risk in a portfolio
Investment Strategy to help pursue your financial goals
Proactive and ongoing Investment Management

Step 2: Review the Plan

Together, we will have regular reviews and modifications, ensuring that your financial plan is aligned with your ongoing goals. For the first few months, myself and my team will be opening accounts, transferring in assets, and implementing your investment plan. We will be communicating on a regular basis to gather personal information and account statements.

Financial Planning Process

Introduction

Listening & Visioning

Analyze & Work Your Plan

Presentation of Your Plan

Implement Your Investment Strategy

Review the Plan

In-House Investment Support

I am an independent financial advisor held to a fiduciary standard in advisory relationships through Keystone Financial Group located in Lexington, Kentucky. Advisors who are “fiduciaries”, are legally obliged to act in the best interests of our advisory clients as well as offer access to a wider range of financial strategies and services. Keystone Financial Group was founded in 2008 and has six offices across the state of Kentucky. Jill Gookin is my primary assistant and Brooke Russell is also available to assist you.

LPL Financial holds custody of Keystone Financial Group’s client assets, compliance, maintains client investment records and provides reporting directly to each client. LPL Financial is our internal resource for the services and support necessary to ensure that all client investment and financial needs are satisfied in a timely, efficient, and effective manner.

Transparent & Straightforward Fees

No fees are involved until an investment strategy is mutually agreed upon and a plan is set forth to invest funds or implement the financial plan.